Clean water is an insulator, dirty or salt water a conductor. Saw a guy walk out onto a springboard over the pool at a swimmeet to shoot from overhead with a handheld, as he got farther out the board bounced more and more and he almost fell in, losing the camera as he did. They let the camera sit for over a week to be sure it was dry, but it worked. How well I don't know, I didn't work for them, but I knew the people and they showed up at another event and said that was the very camera. Pool water is very clean.
Meanwhile, I also knew the group that had the cameraman lean too far over the side of the small boat with the camera and fell into the ocean. It was a total loss.
In the early days of arc welding they didn't have the rheostats and they'd have a bucket of water with two cable ends in it, dropping more and more salt in until they had the current they wanted. Just how clean would you say your water was? Just some river or stream, all bets are off, it could go either way.
The best thing about pulling this apart is you can make sure it's all dry, water up connectors might be your only problem.