I chose 20c partly based on price, (I'll never work steady again in my life) partly based on what was in stock. In general, I tend to pull about 20 amps continuous, and my sag is not bad at all when cruising 30 mph. I just see more sag on stuff like uphill starts, than I saw with the 30-40c stuff.
Soon as I can scrape up some money, I might buy another 14s 5 ah, of whatever is in stock. That would give me lots of range, and I could just about forget about noticeable sag under load. Ideally, this cargo bike would pack 30 ah, at which point even 2c ping would run that 40 amps controller fine.
Just saying though, if sag is your concern, get 30c or better. If nothing else, you might have a nicer last six months of use, when capacity is down and sag gets a lot worse.