Well, if you set up a zener and potentiometer (to "tune" the turn-off voltage) on each of the cells, with an optocoupler's input shorted out by the zener's output, and all the opto's outputs wired together so that any one of htem that turns on shuts off the drain (via relay, etc).
While the cells are above the cut-off voltage, the zeners would draw a certain amount of current, limited by the potentiometer. The zener would maintain a certain voltage across itself. Once the voltage of a cell drops below that point, the zener on that cell wouldn't be able to sustain the voltage and it would allow the opto output to turn on, shutting off the load.
You'd want to use a latching relay or whatever on the load so it can't turn back on after the cell voltages spring back up.
Exactly how this owuld be wired up, I'm not sure--it might be more complex than I'm thinking.
The bad part of this is that the zeners will continue to load the cells down so it cannot be left unattended, and you must still monitor the pack.
If you are willing to make the system even more complex, you can install relays between each cell and it's zener, so that when the load is disconnected so are the zeners.
Alternately you can "copy" parts of the Fechter-Goodrum BMS, just for the LVC part, and use that for your load cutoff.