Ok, so I just finished scanning the posts, and as a person who has built 4 seperate e-bikes, each one getting closer to the specs that I would like, I can say that, while price is an issue, the biggest issue is quality, speed, weight and storage. I know you have several "upgradable" bikes, but my recommendation is a purchase or credit program that allows users to purchase bikes at a higher price and pay over time.
In my experience, a $1500 e-Bike is more than 3 times better than a $500 e-Bike, and a $3000 e-Bike is much better than a $1500 e-Bike.
I don't know what you are looking at for price, but the lowest I can see for a decent bike with any kind of profit margin is $1200-1500, as an absolute minimum. Selling a bike for $800 or less will leave the customer dissatisfied and they will never buy another e-Bike.
SLA, to be perfectly honest, is not really an option for anyone using their bike outside of their neighborhood. NiMH is an option, but lithium ion are the best option.
Finally, I wasn't able to decipher how solid your plans are for the bike design itself. With several of these designs you will either need to use:
1: A very low-power front hub motor
2: A rear hub motor
The weight of a higher power hub motor in a front wheel is a huge issue. I am not sure what you are looking at for top speed (12 mph? 18 mph? 35 mph?), but at any speed above 15 mph with a front hub motor, turning is an issue. Also, with 20 inch wheels you have an issue with a higher center of gravity, another reason to limit speed...
If you do limit speed to about 12-15 mph you can get your lithium battery very cheap. With a decent quality motor (I find crystalyte to actually be a very high quality motor for its price--but I live in NC) a 24v battery and a 20" wheel will give you what you want.
A crystalyte 408 motor, 20" rim with a 36 volt battery would work out really well with a 35 amp controller. Depending on how far you want to commute (with what you describe, it looks like 10 miles, max) I would say a $400 Li-Po battery would be more than enough for the power supply ($550 for a higher power system), it looks like your frames are running about 400-500 and the motor would be about 350-450. I am sure, in volume, the prices would be cheaper. This would give you a bike that I would buy and would not immediately regret the purchase (as I would with a Walmart-type e-Bike) for about $1200.